Terms of Service

Effective date: July 26, 2026

These Terms of Service (“Terms”) govern your use of moneyinyourteas.com (the “Site”), operated by Money In Your Tea (“we,” “us,” or “our”). By accessing or using the Site, you agree to these Terms.

1. Informational purpose only

Content on the Site is for general information and educational purposes about personal finance and related topics. It is not professional financial, tax, legal, investment, or medical advice. You should do your own research and consult qualified professionals before making decisions.

2. No fiduciary relationship

Using the Site does not create an advisor–client, attorney–client, or other professional relationship with us.

3. Affiliate disclosure

Some posts may contain affiliate links or sponsored mentions. If you purchase through those links, we may earn a commission at no extra cost to you. Opinions remain our own unless clearly stated otherwise.

4. Intellectual property

Unless otherwise noted, text, images, and other materials on the Site are owned by Money In Your Tea or used with permission. You may not copy, republish, or commercially exploit Site content without prior written permission, except for personal, non-commercial viewing or fair-use quotation with attribution and a link back to the source page.

5. Acceptable use

You agree not to misuse the Site, attempt to disrupt it, scrape it in a way that harms performance, or use it for unlawful purposes.

6. Third-party links

Links to third-party sites are provided for convenience. We do not control and are not responsible for third-party content, products, or practices.

7. Disclaimer of warranties

The Site is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of liability

To the fullest extent permitted by law, Money In Your Tea and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the Site or reliance on its content.

9. Privacy and cookies

Your use of the Site is also governed by our Privacy Policy, Cookie Policy (EU), and Cookie Policy (US).

10. Changes

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

11. Contact

Questions about these Terms may be sent through our Contact page.